senator barack obama, february, 2008, again, candidate obama, said in columbus, ohio, if you've got health insurance we're going to work with you to lower your premiums by $2,500 for family per year. and i think this is perhaps the cruelest promise of all. what has actually happened? the annual kaiser family foundation survey of employer-provided insurance found that average family premiums totaled $12,860 in 2008, $13,375 in 2009, $13,770 in 2010 and $15,073 in 2011. premiums have already risen by $2,213 since president obama took office and much of that increase was as a direct result from obamacare. why? because the mandates create more costs. oftentimes, mr. speaker, folks will say to me, well, look, if you republicans want to repeal obamacare, will you keep coverage for pre-existing illness? will you keep coverage for folks who are up to 26 years old and living in their household? and my answer is this, we certainly can and in fact we could have been doing that all along. but if, mr. speaker, we add more mandates, we take caps off, all that does is raise the premium. the marketplace h